What's Exposed?
Protection Type
Coverage Window
Cost Threshold
How Claims Work
NAAA Arbitration
OVE / Simulcast
10 Calendar Days
Sale Day = Day 1
$800 Cumulative
$200 Single Defect Min.
Manheim has to manage the claim Adjudication and has a potential liability.
✕ Exposed
Days 11–60.
DealShield DS360
Paid Subscription
21 Days / 360 Miles
Return Only
Return-Based
No Repair Coverage
Buyer must surrender vehicle and unwind transaction. No repair. No reimbursement.
✕ Exposed
Days 22-60, transportation / reconditioning and carry costs.
LaneAssure
Wholesale Warranty
60 Days From Purchase
20 Years or Newer / 125,000 Miles or Less
Covers Failures
Covers Claims up to $5,000
Remote adjudication by LaneAssure. No transport. No return. LaneAssure handles end-to-end.
✓ Covered
Designed to cover the gap. Nothing left exposed.